RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%

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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.70% (6.06%^*)

Home Equity Access

Category: Overdrafts Last Updated April 1, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied Interest Only product. Additional Information

Interest Rate
8.06% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

8.36% (0.00%*), USER-INPUT-RATE/$50K-$150K, $50000.00 ... OO IO

Lending Rate Type: Variable
Interest Rate: 8.36%, Comparison Rate 0.00%
Repayment Type: Interest Only
Loan Purpose: Owner Occupied

Product Features

Additional Cards

Card Access

Digital Banking

Digital Wallet

Npp Enabled

Npp Payid

Overdraft

Unlimited Txns Additional Information: Transactions performed via these channels: ATM through machines controlled by BCU,Westpac, St George *Bank SA Eftpos Internet Banking BPay Direct Debits & Credits Deposits

Guarantor

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Emergency Card Issue Fee (Event), Amount: 15.00.

Security Token (Event), Amount: 20.00.

Home Equity Base Bal Fee (Periodic), Amount: 5.00.

Agency Withdrawal Fee (Event), Amount: 10.00.

Elec Outbound Rejection Fee (Event), Amount: 5.00.

Duplicate Statement Fee (Event), Amount: 5.00.

Card Dispute Fee (Event), Amount: 33.00.

Bpay Error Correction Fee (Event), Amount: 11.50.

Atm Transaction Fee (Event), Amount: 1.00.

Eftpos Decl Trans Fee (Transaction), Amount: 0.00.

Replacement Card Fee (Event), Amount: 10.00.

Safe Custody Fee (Event), Amount: 25.00.

Audit Certificate Fee (Event), Amount: 25.00.

Piggy Bank (Event), Amount: 5.00.

Home Equity Withdrawal Fee (Transaction), Amount: 1.50.

Presented Cheque Fee (Transaction), Amount: 0.75.

Non Ccu Atm Transaction Fee (Event), Amount: 1.50.

Non Ccu Atm Decl Trans Fee (Event), Amount: 1.50.

Non Ccu Atm Bal Enq Fee (Event), Amount: 1.50.

Credit Card Annual Fee (Event), Amount: 75.00.

Atm Direct Charge (Event), Amount: 0.00.

Bank's Solicitor Mtg Disch Fee (Transaction), Amount: 380.00.

Mortgage Discharge Fee (Transaction), Amount: 250.00.

Non Coastline Atm Wdl Fee (Transaction), Amount: 0.00.

Staff Assisted Electronic Pmnt (Transaction), Amount: 2.25.

Honour Fee (Event), Amount: 5.00.

Dishonour Fee (Event), Amount: 5.00.

Real Time Transfer Fee (Event), Amount: 20.00.

Overseas Atm Wdl Fee (Transaction), Amount: 5.00.

Loan Establishment Fee (Upfront), Amount: 300.00.

Settlement Disbursement Fee (Upfront), Amount: 5.00.

Cu Solicitor Mtg Discharge Fee (Transaction), Amount: 380.00.

Ppsr Security Interest Fee (Upfront), Amount: 50.00.

Property Search Fee (Upfront), Amount: 30.00.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

Real Time Transfer/npp Fee (Upfront), Amount: 20.00.

Limitations & Restrictions (Constraints)

Min Limit of 50000.00

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