Product Library

Personal Overdraft

Our variable rate revolving credit facility can be attached to selected transaction accounts. Visa debit cards can be linked to a Personal Overdraft

Category: Overdrafts Last Updated June 28, 2011 Effective March 6, 2001

General Lending Rates

Rates listed below are for a VARIABLE Interest Only product. Additional Information Personal Overdraft rate

Interest Rate
15.25% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Card Access Additional Information: A card is available for the product to access funds

Additional Cards Additional Information: Additional cards can be requested

Unlimited Txns Additional Information: Unlimited free transactions available

Free Txns Additional Information: Unlimited free transactions available

Free Txns Allowance Additional Information: Unlimited free transactions available

Overdraft Additional Information: Credit limit attached to account

Digital Wallet Additional Information: A Digital wallet can be attached to the product

Digital Wallet Additional Information: A Digital wallet can be attached to the product

Digital Wallet Additional Information: A Digital wallet can be attached to the product

Digital Wallet Additional Information: A Digital wallet can be attached to the product

Digital Wallet Additional Information: A Digital wallet can be attached to the product

Digital Banking Additional Information: Access is available to online banking features for the product

Digital Banking Additional Information: Access is available to online banking features for the product

Npp Payid Additional Information: This account can be used for PayID

Npp Enabled Additional Information: This account can be used can to receive funds as a result of a BSB/Number based NPP payment

Bill Payment Additional Information: Bpay

Notifications Additional Information: SMS alerts available

Other Additional Information: Round-ups (destination account)

Other Additional Information: Lock, block and control your card

Other Additional Information: Business Banking can be attached to the product

Product Eligibility

Min Age - 18. Additional Information: Credit limits only available to members aged 18 and over

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Transaction (Transaction), Amount: 0.00.

Arrears (Event), Amount: 15.00.

Currency Conversion (Event), Amount: Not Listed..

Limitations & Restrictions (Constraints)

Min Balance of 500.00 Additional Information: Minimum loan amount

Max Balance of 50000.00 Additional Information: Maximum loan amount

Opening Balance of 500.00 Additional Information: Minimum loan amount

Min Limit of 500.00 Additional Information: Minimum loan amount

Max Limit of 50000.00 Additional Information: Maximum loan amount

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