Line of Credit

General Lending Rates

Product Variations

Product Features

• Additional Cards

• Card Access

• Digital Banking

• Digital Wallet Additional Information: Pay faster, easier and more securely with Apple Pay. Apple Pay eligibility restrictions may apply.

• Digital Wallet Additional Information: Pay faster, easier and more securely with Google Pay, Google Pay eligibility restrictions may apply.

• Digital Wallet Additional Information: Pay faster, easier and more securely with Samsung Pay. Samsung Pay eligibility restrictions may apply.

• Overdraft

• Unlimited Txns

• Other Additional Information: Continual credit facility.

Bank Fees and Charges

• Overseas Purchase Fee (Transaction), Amount: Not Listed.. Additional Information: Charged as a percentage of the foreign currency transaction value

• Disputed Transaction Fee (Event), Amount: 35.00.

• Direct Entry Recall Of Funds (Event), Amount: 40.00.

• De Mistaken Payment Return Req (Event), Amount: 50.00.

• Honour Charge (Event), Amount: 5.00.

• Dishonour Insuff. Funds (Event), Amount: 7.00.

• Rtgs Payment Received Fee (Event), Amount: 7.20.

• Other Service Fees (Variable), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other transactions which may attract fees and charges

• Loc Establishment Fee (Upfront), Amount: 250.00. Additional Information: Charging on Origination

• Mortgage Document Fee (Upfront), Amount: 250.00. Additional Information: Charging on Origination

• Package Fee (Periodic), Amount: 395.00. Additional Information: Package Fee charged on commencement of Ultimate Home Loan Package and annually on anniversary of the commencement date. If multiple loans are held under the Ultimate Home Loan Package member can nominate applicable loan to be charged.

• Overlimit Fee (Event), Amount: 30.00.

• Annual Facility Fee (Periodic), Amount: 100.00.

• Val Fee - Propertyhub (Upfront), Amount: 50.00.

• Other Credit Fees (Variable), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other fees and charges which may apply.

• Monthly Account Fee (Periodic), Amount: 0.00.

• Arrears Letter - Second Arrears Letter (Event), Amount: 40.00.

• Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

• Transaction Investigation Fee (Event), Amount: 15.00.

Document Downloads

  brochure-account-access-facility.pdf (322.9 KB)
  brochure-fees-charges.pdf (567.5 KB)