RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%

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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)

Product Library

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 5.70% (6.06%^*)

NAB Business Overdraft

Manage peaks and troughs in your cash flow with an overdraft on your transaction account, starting from $20K.

Category: Overdrafts Last Updated March 27, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Customer margin may apply

Interest Rate
10.47% PA

Comparison Rate
0.00%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

10.47% (0.00%*), BENCHMARK, $1.00 - $

Lending Rate Type: Variable
Interest Rate: 10.47%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:

10.47% (0.00%*), BASE RATE, $1.00 - $

Lending Rate Type: Variable
Interest Rate: 10.47%, Comparison Rate 0.00%
Repayment Type:
Loan Purpose:

Product Features

Card Access

Unlimited Txns Additional Information: Allows unlimited transactions for the overdraft up to the limit

Digital Banking

Guarantor

Npp Enabled

Npp Payid

Overdraft

Relationship Management

Product Eligibility

Other Additional Information: Lending criteria apply

Bank Fees and Charges

Application Fee (Upfront), Amount: 600.00. Additional Information: NAB may waive or discount fees at its discretion, as part of a package or promotional offer.

Service Fee (Periodic), Amount: 600.00.

Renewal Fee (Upfront), Amount: 250.00.

Limitations & Restrictions (Constraints)

Min Limit of 20000.00

Document Downloads

nab-business-lending-general-terms.pdf (275.1 KB)

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