Category: Overdrafts Last UpdatedApril 27, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 6.99% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Card Access
Digital Banking
Digital Wallet
Npp Enabled
Npp Payid
Product Eligibility
Residency Status
Min Income
Min Age - 60.
Bank Fees and Charges
Application Fee Personal Loan Loan Of Credit (Upfront), Amount: 195.00. Additional Information: charged for processing a credit application
Personal Property Security Register Fee (Payment), Amount: 8.00. Additional Information: Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)
Title Search (sa) (Variable), Amount: 35.50. Additional Information: Per search - provides a copy of the title of the property
Title Search (nt) (Variable), Amount: 55.78. Additional Information: Per Search - provides a copy of the title to the property