RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Classic Plus Overdraft $250,000.00 and Above

Classic Plus Overdraft $250,000.00 and Above
Category: Overdrafts  Last Updated October 14, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
7.54% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Other Additional Information: No monthly fees
  • Insurance
  • Other Additional Information: Access funds up to your approved limit without applying for a new loan

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: LVR up to 80%

Bank Fees and Charges

  • Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
  • Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
  • Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
  • Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.

 Limitations & Restrictions (Constraints)

  • Min Limit of 250000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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