RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Classic Plus Overdraft $250,000.00 and Above

Classic Plus Overdraft $250,000.00 and Above
Category: Overdrafts  Last Updated March 31, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
8.04% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Other Additional Information: No monthly fees
  • Insurance
  • Other Additional Information: Access funds up to your approved limit without applying for a new loan

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: LVR up to 80%

Bank Fees and Charges

  • Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
  • Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
  • Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
  • Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.

 Limitations & Restrictions (Constraints)

  • Min Limit of 250000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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