Category: Overdrafts Last UpdatedMarch 31, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 8.04% PA
Comparison Rate 0.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
OtherAdditional Information:No monthly fees
Insurance
OtherAdditional Information:Access funds up to your approved limit without applying for a new loan
Product Eligibility
Min Age - 18.
OtherAdditional Information: LVR up to 80%
Bank Fees and Charges
Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package
Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.