Commercial Unsecured Overdraft

General Lending Rates

Product Features

• Other Additional Information: Approved amount of extra funds linked to your business transaction account

• Other Additional Information: Access funds when spending exceeds your business account balance

• Other Additional Information: Secured or unsecured option

• Other Additional Information: Variable interest rates

• Other Additional Information: 24/7 access to available funds, up to the approved limit

• Redraw Additional Information: Repay and redraw at any time within the approved limit

• Other Additional Information: Only pay interest on the overdraft amount used

• Other Additional Information: Manage cash flow while you wait for customer payments

• Other Additional Information: Helps with unexpected business expenses

• Extra Repayments Additional Information: Subject to terms and conditions, this product has EXTRA_REPAYMENTS option available.

• Relationship Management Additional Information: Relationship management is available for eligible customers.

Product Eligibility

• Business Additional Information: Your business must be registered in Australia

• Other Additional Information: Be a business entity or an individual 18 years and above, domiciled in Australia;

• Other Additional Information: Require the funding for business or investment purposes other than investment in residential property; and

• Other Additional Information: Meets the credit criteria and credit policy requirements under an applicable offer for this product.

• Other Additional Information: For existing eligible St. George customers.

Bank Fees and Charges

• Line Fee (Periodic), Amount: Not Listed.. Additional Information: A Line fee is charged monthly on the overdraft limit. This Fee is subject to negotiation. It will be set out in your Facility Offer.

• Lending Establishment Fee (Upfront), Amount: 250.00.