Personal Loan

General Lending Rates

Product Features

• Other Additional Information: The ability to make extra repayments or pay off your loan early without penalty

Product Eligibility

• Min Age - 18.

• Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..

• Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.

• Natural Person

Bank Fees and Charges

• Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone

• Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.

• Loan Service Fee - Personal, Green & Car Loans (Periodic), Amount: 10.00.

• Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract

• Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested

• Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.

• Personal Property Security Admin Fee (Upfront), Amount: 30.00.

• Processing And Switch Fee - Personal And Car Loans (Variable), Amount: Not Listed..

• Archive Retrieval Fee (Variable), Amount: Not Listed.. Additional Information: A $50 hourly fee applies plus any expenses incurred

• Copies Of Statements (up To 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page

• Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page

 Limitations & Restrictions (Constraints)

• Max Limit of 75000.00

• Max Limit of 40000.00 Additional Information: A maximum of $40,000 for debt consolidation

• Min Limit of 4000.00