Students looking at financing their study, buy new textbooks or tools or pay for a hard-earned holiday. Designed for Students, Apprentices and trainees*.
Category: Personal Loans Last UpdatedNovember 24, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information Unsecured
Interest Rate 9.99% PA
Comparison Rate 9.99%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
RedrawAdditional Information:Manual & Online redraw available
OtherAdditional Information:Weekly, fortnightly or monthly repayments
Product Eligibility
Min Age - 18.
Employment Status - Employed.
Student - Student.
Residency Status - Australian Resident.
Bank Fees and Charges
Online Redraw Fee (Event), Amount: 0.000000. Additional Information: Charged when completing a redraw online
Manual Redraw Fee (Event), Amount: 0.000000. Additional Information: Payable each time we agree to a redraw request you make otherwise than through Bendigo e-banking
Duplicate Fee (Event), Amount: 16.500000. Additional Information: Is payable for each copy of any document you request.
Bank Cheque Fee (Event), Amount: 10.000000. Additional Information: Is payable for each Bank Cheque drawn.
Default Fee (Event), Amount: 35.000000.
Early Repayment Fee (Exit), Amount: 20.000000.
Application Fee (Upfront), Amount: 0.000000. Additional Information: Incurred when you apply for a new loan.
Monthly Admin Fee (Periodic), Amount: 0.000000. Additional Information: This fee is charged to cover the regular administration and servicing required for your loan