Product Library

New Car Loan Personal Lending 1-5 Years Fixed Unsecured

Category: Personal Loans Last Updated May 1, 2026 Effective June 22, 2026

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information

Interest Rate
9.79% PA

Comparison Rate
10.07%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Npp Payid

Digital Banking

Redraw Additional Information: Minimum of $500 per redraw

Product Eligibility

Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..

Min Age - 18.

Other Additional Information: Available to Members only

Bank Fees and Charges

Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost

Loans With A Fixed Rate Term - Break Cost Fee (Variable), Amount: Not Listed.. Additional Information: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost

Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.

Limitations & Restrictions (Constraints)

Min Limit of 5000.00

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