RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Green Car Loan Personal Lending Variable Unsecured

Green Car Loan Personal Lending Variable Unsecured
Category: Personal Loans  Last Updated April 29, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
9.29% PA
Comparison Rate
9.57%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Npp Payid
  • Digital Banking
  • Redraw Additional Information: Minimum of $500 per redraw

Product Eligibility

  • Other Additional Information: The lower interest rate is available to cars with CO2 value of 180 g/km or less. Generally, this will include new cars, hybrid cars or cars that have lower emissions for their size. To see if your car is eligible, email us at personalloans@bankfirst.com.au
  • Other Additional Information: Available to Members only
  • Min Age - 18.
  • Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-resident Applicants..

Bank Fees and Charges

  • Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost
  • Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00

Document Downloads

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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