Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Personal Loan Personal Lending 1-5 Years Fixed Unsecured
Category: Personal Loans Last UpdatedApril 29, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 9.64% PA
Comparison Rate 11.00%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
RedrawAdditional Information:Minimum of $500 per redraw
Npp Payid
Digital Banking
Product Eligibility
Residency Status - Individual Applications Must Be Permanent Residents And Joint Accounts Require At Least One Permanent Resident As Well As Additional Requirements For The Non-residant Applicants..
Min Age - 18.
OtherAdditional Information: Available to Members only
Bank Fees and Charges
Stamp Duty On Goods Security Agreement (Upfront), Amount: 0.00. Additional Information: Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost
Loans With A Fixed Rate Term - Break Cost Fee (Event), Amount: 0.00. Additional Information: If the loan is paid out or transferred to a variable rate loan during the fixed rate period you will incur a break cost fee. Fee is at cost
Personal Loan Establishment Fee (Upfront), Amount: 195.00. Additional Information: Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan customers.