RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  L37 Car Loan

When You're Looking For A Car, It Helps To Know What Kind Of Buying Power You Have Before You Start Shopping. Broken Hill Bank Offers Pre-Approval Within 24 Hours, So You Can Get On With Finding The Right Vehicle And Haggle The Best Deal Possible.
Category: Personal Loans  Last Updated December 8, 2025  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Reference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval
Interest Rate
9.24% PA
Comparison Rate
9.67%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Digital Banking Additional Information: 24/7 Banking And Instant Access To Your Accounts Via Laptop, Tablet Or Smartphone
  • Extra Repayments
  • Loyalty Program Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking
  • Other Additional Information: No Balloon Payments
  • Other Additional Information: No Monthly Account Keeping Fees
  • Other Additional Information: No Loan Service Fees
  • Other Additional Information: No Penalties For Early Payouts
  • Redraw
  • Unlimited Txns Additional Information: "Relationship Rewards" - Providing You The Opportunity For Fee-Free Banking

Product Eligibility

  • Min Age - 18.
  • Other Additional Information: Subject To Eligibility For Credit Via Loan Application Assessment
  • Residency Status - Australian Citizens Or Permanent Residents. Additional Information: Residents Of Australia Are Eligible

Bank Fees and Charges

  • Loan Redraw Processing Fee (Transaction), Amount: 35.00.
  • Loan Establishment Fee (Upfront), Amount: 280.00.
  • Ppsr Registration Fee (Upfront), Amount: 17.50.
  • Ppsr Alteration Fee (Event), Amount: 17.50.
  • Enforcement Collection Cost (Event), Amount: 0.00.
  • Credit Report Fee (Upfront), Amount: 20.00.
  • Loan Establishment Fee - Self Employed (Upfront), Amount: 705.00.
  • Bhccu Enforcement Expense (Event), Amount: 0.00.
  • Ppsr Discharge Fee (Event), Amount: 0.00.
  • Ppsr Search Fee (Upfront), Amount: 7.50.
  • Loan Contract Variation Fee (Event), Amount: 200.00.
  • Credit Bureau Default Listing (Event), Amount: 75.00.
  • Ipex Fee (Upfront), Amount: 35.00.
  • Debt Agreement Fee (Event), Amount: 150.00.
  • Enforcement Expense (Event), Amount: 0.00.

 Limitations & Restrictions (Constraints)

  • Max Limit of 100000.00
  • Max Lvr of 1.00 Additional Information: For Vehicle Purchases Up To $50,000.
  • Max Lvr of 0.75 Additional Information: For Vehicle Purchases Greater Than $50,000.
  • Min Limit of 2000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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