Personal Loan

General Lending Rates

Product Variations

Product Features

• Redraw Additional Information: If your loan is in advance then redraw is available. Redraw is available same day without fees.

• Digital Banking

• Extra Repayments

• Npp Enabled

Product Eligibility

• Min Age - 18.

• Residency Status Additional Information: Should be a citizen or permanent resident of Australia. Temporary residents may be eligible if holders of an acceptable employer supported visa.

• Natural Person

Bank Fees and Charges

• Personal Loan Application Fee (Upfront), Amount: 200.00.

• Special Attendance Fee (Event), Amount: 300.00. Additional Information: per attendance plus any amounts incurred by us in attending such requests, such as valuation fees, mortgage insurance premium, lender s risk and processing fee, legal costs, document custodian charges, titles office fees and electronic processing fees all of which are unascertainable at the disclosure date.

• Arrears Fee (Event), Amount: 40.00. Additional Information: Payable in each instance you are in default under this contract. This fee will be debited to your loan account on the next business day.

• Evidence Retrieval Fee (Event), Amount: 20.00. Additional Information: Applies where you request us to retrieve the paper item or evidence supporting a transaction. The fee is debited to your account when the required documentation is provided to you. Please note that the fee is not applicable where evidence shows that you did not initiate the transaction.

• Cheque Dishonour (inward) Fee (Event), Amount: 12.00. Additional Information: Applies where a cheque paid into your account with us is dishonoured. The fee is debited to your account on the date of dishonour.

• Duplicate Statement Fee (Event), Amount: 5.00. Additional Information: Payable for each duplicate paper copy of your monthly statement you request. Charged at the time of your request.

 Limitations & Restrictions (Constraints)

• Max Balance of 80000.00

• Min Balance of 3000.00

Document Downloads

  consumer-standard-terms-and-conditions.pdf (1.0 MB)
  fees-and-charges-schedule-1-july-2021.pdf (273.1 KB)