Secured Fixed Personal Loan

General Lending Rates

Product Variations

Product Features

• Other Additional Information: Various Loan Purposes - Our Secured Personal Loan can be used for a variety of other purposes by offering an eligible car as security for the loan.

• Other Additional Information: Flexible repayment options. Choose weekly or fortnightly to save on interest

• Other Additional Information: Borrow between $10K - $130K - Choose a loan amount to suit your needs.

• Other Additional Information: Help to cover the extras - You may be able to borrow a little more to cover other expenses, such as insurance, registration and optional extras.

• Digital Banking Additional Information: Internet banking access : Manage your loan and track your repayments online or through your mobile banking app.

• Extra Repayments Additional Information: The product has EXTRA_REPAYMENTS option available.

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

• Other Additional Information: Internet and Phone banking : Includes the Security, Stopping or altering payments, Scheduled transactions and payments , Other transactions and payments, Faults and service difficulties

Product Eligibility

• Min Age - 18. Additional Information: Be 18 years or older and hold a current Australian driver licence or learner's permit

• Residency Status - You Have Permanent Residency In Australia/nz Or You're A Non-resident Or Migrant And Hold An Acceptable Visa, With A Minimum 1 Year Before Expiry.

• Other Additional Information: Be a non-resident or migrant and hold an�acceptable visa with a minimum 1 year before expiry

• Other Additional Information: Have a fixed, verifiable Australian address

• Other Additional Information: Receive a regular, verifiable Australian taxable income

• Other Additional Information: To qualify for a lower personalised interest rate on a Secured Personal Loan, applicant must meet our credit criteria.

Bank Fees and Charges

• Lending Establishment Fee (Upfront), Amount: 250.00. Additional Information: Lending establishment fee (added to your loan amount). Excludes all government charges such as stamp duty, search fees, fees to register security interest with the Personal Property Securities Register

• Monthly Loan Account Fee (Periodic), Amount: 15.00.

• Loan Discharge Fee - Within 12 Months (Exit), Amount: 150.00. Additional Information: Loan discharge fee if you fully repay the loan within the first 12 months

• Loan Discharge Fee - After 12 Months (Exit), Amount: 100.00. Additional Information: Loan discharge fees if you fully repay the loan after the first 12 months and before the end of the loan term

• Ppsr Fee (Event), Amount: 6.00. Additional Information: A Government fee, charged by the Personal Property Securities Register

• Missed Payment Fee (Event), Amount: 15.00. Additional Information: Payable when we send you an arrears letter relating to an overdue amount.

• Bank Cheque Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 10000.00 Additional Information: The minimum amount financed is $10000

• Max Limit of 130000.00 Additional Information: The minimum amount financed is $130,000

Document Downloads

  bsa-personalloanterms.pdf (375.8 KB)
  bsa-loansfees.pdf (314.4 KB)
  bsa-acceptable-visas-upl.pdf (1.7 MB)