Product Library

Personal Loan - Fixed

An unsecured personal loan for any worthwhile purpose with a competitive fixed rate. Available for loans from $5,000 from 1-5 years.

Category: Personal Loans Last Updated April 10, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
10.24% PA

Comparison Rate
11.27%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking

Redraw Additional Information: Redraw fees apply for staff assisted

Product Eligibility

Min Age - 18. Additional Information: 18 years

Natural Person

Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

Personal Loan Application Fee (Upfront), Amount: 249.00. Additional Information: Charged on each occasion

Ppsr Fee - Personal Property Security Registration Fee (Upfront), Amount: 100.00.

Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account

Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account

Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

Personal Loan $10 Monthly Fee (Periodic), Amount: 10.00.

Limitations & Restrictions (Constraints)

Min Limit of 3000.00 Additional Information: Minimum amount only applies at time of application

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