Product Library

Home Improvement Loan

Get on with your renovations and home projects with our unsecured home improvement personal loan.

Category: Personal Loans Last Updated April 8, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information The comparison rate is based on an unsecured loan amount of $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
7.54% PA

Comparison Rate
8.58%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking

Redraw Additional Information: Redraw fees apply

Other Additional Information: Make extra repayments or pay the loan out early without penalty

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australian Citizen Or Permanent Residency Only.

Bank Fees and Charges

Personal Loan Application Fee (Upfront), Amount: 249.00. Additional Information: Charged on each occasion

Late Payment (Event), Amount: 25.00. Additional Information: Charged to loan account

Redraw Fee - Staff Assisted (Event), Amount: 30.00. Additional Information: Charged to loan account

Copy Of Statement (already Issued) (Event), Amount: 1.50. Additional Information: Charged per page. For statements issued prior to January 1997 the fee is $3 per page.

Personal Loan $10 Monthly Fee (Periodic), Amount: 10.00.

Limitations & Restrictions (Constraints)

Min Limit of 1000.00 Additional Information: Minimum loan amount

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