RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%

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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 4.79% (5.47%^*)

Personal Car Loan

Category: Personal Loans Last Updated December 6, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information VEHICLE 2YO OR LESS

Interest Rate
8.50% PA

Comparison Rate
8.93%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

9.50% (9.93%*), USER-INPUT-RATE/MV>2YO<=4YO, $10000.0 ... INV P&I

Lending Rate Type: Variable
Interest Rate: 9.50%, Comparison Rate 9.93%
Repayment Type: Principal And Interest
Loan Purpose: Investment

10.50% (10.94%*), USER-INPUT-RATE/MV>4YO<=7YO, $10000 ... INV P&I

Lending Rate Type: Variable
Interest Rate: 10.50%, Comparison Rate 10.94%
Repayment Type: Principal And Interest
Loan Purpose: Investment

Product Features

Digital Banking

Extra Repayments Additional Information: There is no limit to the extra amount/value of repayments added to the loan as long as the balance owed does not come back to $0.00 or put in a positive position.

Npp Enabled

Redraw

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Australia.

Bank Fees and Charges

Loan Renegotiation Fee (Event), Amount: 150.00.

Settlement Disbursement Fee (Upfront), Amount: 5.00.

Personal Ln Establishment Fee (Upfront), Amount: 300.00.

Ppsr Security Interest Fee (Upfront), Amount: 50.00.

Manual Arrears Transfer Fee (Event), Amount: 5.00.

Arrears Reminder Fee (Event), Amount: 5.00.

Final Notice Of Demand (Event), Amount: 40.00.

Real Time Transfer/npp Fee (Upfront), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 20.00.

Loan Redraw Fee (Transaction), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 10000.00

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