Product Library

Education Community online-only Special Fixed Rate Personal Loan

Our Education Community online-only Special Fixed Rate Personal Loan is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. This product is available just for applications received through our digital channels when secured by a new or used vehicle aged 5 years and less. The minimum loan amount is $15,000. The interest rate of this product is fixed for the life of the loan up to a maximum of 7 years. Principal and interest repayments. Available for any consumer purpose.

Category: Personal Loans Last Updated July 30, 2025 Effective May 27, 2020

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information

Interest Rate
7.69% PA

Comparison Rate
7.69%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Other Additional Information: Unlimited extra repayments

Other Additional Information: Early repayment (no penalty)

Product Eligibility

Other Additional Information: Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Personal Loan Application (Upfront), Amount: 0.00.

Increase To An Existing Personal Loan (Event), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 15000.00

Max Limit of 100000.00

Document Downloads

brc-1032-personal-loan-int-rates.pdf (56.1 KB)

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