Product Library

Education Community Variable Rate Personal Loan

Our Education Community Variable Rate Personal Loan is is exclusive to current or retired employees of the South Australian education community, students carrying out studies in education, and their eligible immediate family members. It is an unsecured personal loan. The minimum loan amount is $5,000 and a maximum loan amount of $50,000.

Category: Personal Loans Last Updated July 30, 2025 Effective July 31, 2016

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information

Interest Rate
12.60% PA

Comparison Rate
12.60%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Other Additional Information: Unlimited extra repayments

Other Additional Information: Early repayment (no penalty)

Product Eligibility

Other Additional Information: Knowledge Counts Banking Benefits members and students carrying out studies in education and eligible family members (these are parents, children, grandparents, grandchildren, siblings and partners only), as part of the Knowledge Counts Banking Benefits offered by Credit Union SA.

Min Age - 18.

Residency Status - Australian Citizen Or Permanent Resident.

Bank Fees and Charges

Personal Loan Application (Upfront), Amount: 0.00.

Increase To An Existing Personal Loan (Event), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 5000.00

Max Limit of 50000.00

Document Downloads

brc-1032-personal-loan-int-rates.pdf (56.1 KB)

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