Secured Fixed Car Loan

General Lending Rates

Product Variations

Product Features

• Other Additional Information: Available for new and used vehicles up to 7 years old.

• Other Additional Information: Flexible repayment options - choose to make either monthly, fortnightly or weekly repayments to suit your income and budget.

• Other Additional Information: No penalties for early payout, pay off sooner without being charged a fee.

• Other Additional Information: $0 Monthly or annual fees.

• Digital Banking Additional Information: Wherever you are in the world, Great Southern Bank gives you the choice and control to securely manage all of your accounts on a range of devices, the way you want.

• Redraw Additional Information: Enjoy access to your additional car loan repayments with redraw, so you can use it whenever you need some breathing space. A $200 minimum withdrawal amount applies for redraws conducted in-branch.

• Extra Repayments Additional Information: Unlimited free extra repayments.

Product Eligibility

• Min Age - 18. Additional Information: To be 18 or over

• Natural Person Additional Information: Applications are for individuals and personal use purposes only.

• Residency Status - You Must Be An Australian Citizen Or Australian Resident To Hold An Account With Great Southern Bank.

• Other Additional Information: Applications for Personal Loans are subject to credit approval.

Bank Fees and Charges

• Telegraphic Transfer Fee Within Australia (Event), Amount: 35.00. Additional Information: Local telegraphic transfer to an account at a financial institution within Australia. Payable where you request a local telegraphic transfer to an account at a financial institution within Australia.

• Account Information Fee (Event), Amount: 20.00. Additional Information: Account informaton fee is payable when customer request the following: - An annual audit certificate on a Great Southern Bank account - A copy of a cheque or Visa voucher - Personal information, traces, document copies (other than those specified above) and/or information pertaining to an account Where further investigation is required an additional hourly rate of $20 per hour will apply. An estimate of the costs involved will be provided prior to the work being undertaken.

• Arrears Letter Fee (Event), Amount: 22.00. Additional Information: Payable where Great Southern Bank sends you a letter in relation to arrears on your account.

• Default Notice Fee (Event), Amount: 33.00. Additional Information: Default notice fee is payable where Great Southern Bank sends you a default notice in relation to outstanding arrears on your account.

• Debt Collection Fee (Variable), Amount: Not Listed.. Additional Information: Costs incurred in the recovery of outstanding debts vary depending on the nature of the default. These costs are applied by the Solicitors or independent contractors engaged to undertake action to recover the funds and are debited to the account that is "out of order".

• Establishment Fee (Upfront), Amount: 0.00. Additional Information: An establishment fee includes the cost of processing the application and the preparation of loan documentation.

• Security Admin Fee (Upfront), Amount: 100.00. Additional Information: Payable upfront when Great Southern Bank needs to register a financial interest in the vehicle that is being secured against the loan.

• Substitute Security Variation Fee (Event), Amount: 100.00. Additional Information: Payable if you request, and we agree to re-arrange and/or substitute a security on a personal loan.

• Switch Variation Fee (Event), Amount: 120.00. Additional Information: Payable if you request, and we agree to switch your personal loan product to another personal loan product.

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00

• Max Limit of 100000.00