RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Set-Off Loan

We want to help our members meet their goals, no matter what they are
Category: Personal Loans  Last Updated December 4, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Secured by Set Off over Term Deposit held at CWCU
Interest Rate
6.65% PA
Comparison Rate
6.86%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking
  • Other Additional Information: Maximum term 7 years
  • Extra Repayments
  • Redraw Additional Information: Minimum amount $500

Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Resident Only.

Bank Fees and Charges

  • Personal Loan Establishment Fee (Upfront), Amount: 150.00. Additional Information: On establishment of loan

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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