Whether it’s your first car, a new car, motorcycle or a total change of the type of vehicle, there’s nothing quite like the feeling of being given the keys to your new set of wheels.
Category: Personal Loans Last UpdatedApril 20, 2026EffectiveDecember 20, 2010
General Lending Rates
Rates listed below are for a VARIABLE P&I product. Additional Information Choose a loan term from one to seven years
Interest Rate 6.39% PA
Comparison Rate 7.17%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
OtherAdditional Information:No early repayment fee.
Unlimited TxnsAdditional Information:Can make extra repayments.
RedrawAdditional Information:Free redraw.
Digital BankingAdditional Information:Quick and easy online application.
Digital BankingAdditional Information:Redraw facility available online
Product Eligibility
Natural PersonAdditional Information: Not available for non personal borrowers.
Residency StatusAdditional Information: Australian residents only.
Min AgeAdditional Information: 18
Employment Status
Other - Lending Criteria.. Additional Information: Individuals must have capacity.
Other - Purpose.. Additional Information: New.
Other - Security. Additional Information: Motor Vehicle/Motor Cycle.
Other
Bank Fees and Charges
Default Notice (enforcement Notice) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to a default on a loan
Arrears Reminder Notice Fee (per Letter) (Event), Amount: 20.00. Additional Information: Payable each time we send you a reminder notice relating to arrears on a loan
Loan Variation Fee (Event), Amount: 50.00. Additional Information: Payable when the loan conditions are varied at the request of the loan holder
Processing Fee (security) (Event), Amount: 50.00. Additional Information: Payable on registration of loan security
Registration Fee (security) (Event), Amount: 6.00. Additional Information: Payable on registration of loan security
Personal Loan Service Fee (Periodic), Amount: 10.00. Additional Information: This fee is charged on the last day of each month during the loan term.
Limitations & Restrictions (Constraints)
Min Limit of $1,000.00
Max Limit of $250,000.00 Additional Information: Secured by motor vehicle
Max Limit of $100,000.00 Additional Information: unsecured