Product Library

Personal Loan-Reno

Our Reno Loan is an easy cost effective way to finance improvements to your home, such as putting in a pool, or giving the kitchen or bathroom a makeover. A Reno Loan allows home improvements without the need to extend your home loan

Category: Personal Loans Last Updated April 29, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Comparison Rate calculated on an unsecured loan of $30,000 over a 5 year term based on monthly repayments.

Interest Rate
8.74% PA

Comparison Rate
9.60%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Digital Banking

Extra Repayments Additional Information: No penalties for extra repayments on variable rate loans

Other Additional Information: No deposit required.

Other Additional Information: Loan terms up to 7 years.

Other Additional Information: No security required and no need to extend your home loan.

Other Additional Information: Conditional pre-approval available.

Redraw

Product Eligibility

Min Age - 18.

Natural Person

Residency Status - Loans Are Available To Members Of The Bank Who Are Permanent Residents Of Australia And Currently Live In Australia..

Bank Fees and Charges

Reno Establishment Fee (Upfront), Amount: 120.00.

Loan Maintenance Fee (Periodic), Amount: 10.00.

In Branch Redraw Fee (Transaction), Amount: 8.00.

Online Redraw Fee (Transaction), Amount: 0.00.

Other Credit Fees (Variable), Amount: Not Listed.. Additional Information: Refer to our Fees and Charges brochure for information on other fees and charges which may apply.

Arrears Letter Fee - Second Arrears Letter (Event), Amount: 40.00.

Arrears Letter Fee - Default Notice Prior To Enforcement (Event), Amount: 70.00.

Limitations & Restrictions (Constraints)

Max Limit of 60000.00

Min Limit of 3000.00

Document Downloads

brochure-account-access-facility.pdf (322.9 KB)

brochure-fees-charges.pdf (567.5 KB)

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