RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  VIP PERSONAL LOAN

Available to members with an existing mortgage
Category: Personal Loans  Last Updated January 8, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
7.99% PA
Comparison Rate
8.24%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Notifications Additional Information: Email, SMS
  • Digital Banking
  • Redraw

Product Eligibility

  • Natural Person
  • Residency Status - Australian Resident.
  • Min Age - 18.
  • Other Additional Information: Available to members with an existing mortgage

Bank Fees and Charges

  • Personal Loan Redraw (Withdrawal), Amount: 10.00.
  • Personal Loan Application (Upfront), Amount: 175.00.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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