RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  L27 Secured Personal Loan

FSCU offer a secured Personal Loan to borrow funds for any worthwhile purpose, with unlimited extra repayments.
Category: Personal Loans  Last Updated December 10, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information
Interest Rate
8.95% PA
Comparison Rate
10.31%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free
  • Extra Repayments Additional Information: Product has the option to accept extra repayments without incurring additional charges.
  • Redraw

Product Eligibility

  • Business
  • Min Age - 18.
  • Natural Person
  • Other Additional Information: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
  • Residency Status - Australian Residents Only.

Bank Fees and Charges

  • Redraw Fee (Event), Amount: 20.00.
  • Application Fee # (Upfront), Amount: 200.00.
  • Vsr Registration Fee (Upfront), Amount: 8.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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