A car loan to reward members with a low rate for choosing an eco-friendly, lower emissions car
Category: Personal Loans Last UpdatedApril 1, 2026EffectiveApril 29, 2026
General Lending Rates
Rates listed below are for a FIXED P&I product. Additional Information
Interest Rate 6.49% PA
Comparison Rate 6.49%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will vary based on the LVR and other conditions.
Product Features
RedrawAdditional Information:Free access to your cash with our redraw facility (minimum $100 redraw amount)
OtherAdditional Information:1 to 7 years
OtherAdditional Information:Flexible repayment options weekly, fortnightly or monthly
Card AccessAdditional Information:You can make extra repayments or repay your loan in full at any time. Extra repayments may enable you to redraw funds, subject to conditions
Digital BankingAdditional Information:24/7 access via internet banking and mobile app
OtherAdditional Information:Increase your existing loan for an effective way to get access to extra funds
OtherAdditional Information:Quarterly e-Statements only
OtherAdditional Information:Principal and interest only
Product Eligibility
Min Age - 18. Additional Information: Individuals must have the legal capacity to enter into the loan contract, provide acceptable identification documentation and be 18 years or older
Employment Status - Employed.
Residency Status - Permanent Resident. Additional Information: You must be an Australian citizen or permanent resident to apply
OtherAdditional Information: Applications for credit are subject to eligibility and suitability criteria and normal credit approval process.
OtherAdditional Information: Hybrid and Electric Vehicles (EV) up to 5 years old, emitting less than 120g of CO2 per kilometre (Combined) as per the Green Vehicle Guide website.
OtherAdditional Information: As part of the application process you will be asked to provide reasonable evidence (including a tax invoice) to show that the loan will be used to purchase or refinance an eligible green vehicle. The documentation can vary depending on where and how you purchase your green vehicle. We'll help you with this step and supply the relevant information during the approval process.
OtherAdditional Information: EV Home charging station (in conjunction with vehicle purchase) must be installed by an accredited technician.
Bank Fees and Charges
Late Payment Fee (Event), Amount: 15.00. Additional Information: A fee charged when you don't make your minimum monthly payment, plus any overdue amount
Default Notice Fee (Event), Amount: 50.00. Additional Information: A fee charged if you default on your repayments and we issue a default notice