Product Library

Fixed Rate Personal Loan

Category: Personal Loans Last Updated November 22, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED product. Additional Information Personal Loan - Fixed

Interest Rate
12.34% PA

Comparison Rate
13.39%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Digital Banking Additional Information: Access is available to online banking features for the product

Redraw Additional Information: Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan

Unlimited Txns Additional Information: Unlimited extra repayments

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Establishment Fee (Upfront), Amount: 149.00. Additional Information: Payable at settlement per loan

Limitations & Restrictions (Constraints)

Max Limit of 30000.00

Min Limit of 3000.00

Document Downloads

gateway-loan-fees-and-charges.pdf (130.1 KB)

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