Product Library

Personal Loan

Category: Personal Loans Last Updated January 23, 2026 Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information Personal Loan

Interest Rate
11.59% PA

Comparison Rate
12.63%PA*

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Digital Banking Additional Information: Access is available to online banking features for the product

Redraw Additional Information: Home loan redraw facilities allow borrowers to withdraw the additional funds they put into their variable rate home loan

Unlimited Txns Additional Information: Unlimited extra repayments

Product Eligibility

Min Age - 18.

Bank Fees and Charges

Establishment Fee (Upfront), Amount: 149.00. Additional Information: Payable at settlement per loan

Limitations & Restrictions (Constraints)

Max Limit of 30000.00

Min Limit of 3000.00

Document Downloads

gateway-loan-fees-and-charges.pdf (130.1 KB)

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