HSBC Personal Loan

General Lending Rates

Product Variations

Product Features

• Digital Banking Additional Information: View your account, balances, recent transactions and statements via Online Banking or Mobile Banking App

• Extra Repayments Additional Information: You can make extra repayments at any time which will save on interest and pay off the loan faster. Fees may apply if loan term is more than 6 months

• Other Additional Information: Fixed Monthly Repayments allows certainty of repayments over the loan term

• Other Additional Information: Flexible loan terms from 1 - 5 years

• Other Additional Information: Unsecured Loan which does not require any type of security

Product Eligibility

• Natural Person Additional Information: Be an Individual

• Min Income - 40000.00. Additional Information: You will be required to earn an income of at least $40,000 p.a.

• Residency Status - Be An Australian Citizen, Permanent Resident, Or Hold An Eligible Visa.

• Min Age - 18. Additional Information: Individual must be 18 or over

• Other Additional Information: Have a good credit rating

• Other Additional Information: Be an existing HSBC Australia customer for at least 12 months; or have an existing Mortgage with HSBC; or hold HSBC Premier status at the time of application

Bank Fees and Charges

• Establishment Fee (Upfront), Amount: 150.00. Additional Information: A one off establishment fee cost is charged for setting up the personal loan

• Monthly Account Servicing Fee (Periodic), Amount: 5.00. Additional Information: A monthly account servicing fee

• Early Termination Fee (Exit), Amount: 199.00. Additional Information: Early termination fee is charged when a personal loan gets paid out early, the fee does not apply in the last 6 months of the loan term.

• Dishonour Fee (Event), Amount: 5.00. Additional Information: Fee is charged if a payment made to us is dishonoured, including cheques or direct debit payments

• Late Payment Fee (Event), Amount: 30.00. Additional Information: Fee is charged if you do not make a full repayment of the amount due within 3 days of the due date.

 Limitations & Restrictions (Constraints)

• Min Limit of 5000.00 Additional Information: The minimum loan amount that can be borrowed is 5000.00

• Max Limit of 50000.00 Additional Information: The maximum loan amount that can be borrowed is 50000.00

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