Product Library

CAR LOAN

A secured personal loan with a competitive variable interest rate for new or used cars purchased from a dealer

Category: Personal Loans Last Updated October 1, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information

Interest Rate
6.48% PA

Comparison Rate
7.19%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

Redraw

Product Eligibility

Min Age - 18.

Max Age - 75.

Natural Person

Bank Fees and Charges

Establishment Fee - Personal Loan (Upfront), Amount: 250.00. Additional Information: To cover our costs associated with establishing your loan

Account Service Fee - Personal Loan (Periodic), Amount: 5.00. Additional Information: Payable for managing your account

Default Administration Fee (Event), Amount: 40.00. Additional Information: Charged per month, if you fail to make a payment by the due date

Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

Early Payout Fee (Event), Amount: 50.00. Additional Information: Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term.

Limitations & Restrictions (Constraints)

Max Limit of 150000.00

Min Limit of 5000.00

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