UNSECURED PERSONAL LOANS

General Lending Rates

Product Variations

Product Features

• Redraw

• Bill Payment

• Npp Enabled

• Npp Payid

Product Eligibility

• Min Age - 18.

• Max Age - 75.

• Natural Person

Bank Fees and Charges

• Establishment Fee - Personal Loan (Upfront), Amount: 250.00. Additional Information: To cover our costs associated with establishing your loan

• Account Service Fee - Personal Loan (Periodic), Amount: 5.00. Additional Information: Payable for managing your account

• Default Administration Fee (Event), Amount: 40.00. Additional Information: Charged per month, if you fail to make a payment by the due date

• Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

• Early Payout Fee (Event), Amount: 50.00. Additional Information: Payable to us when your loan is repaid, or you refinance the loan through another credit provider, prior to the end of your loan term. Not appicable for loan refinanced internally. Not applicable if repaid within the last month of the loan term.

 Limitations & Restrictions (Constraints)

• Max Balance of 100000.00

• Min Balance of 3000.00