RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  SECURED PERSONAL LOAN

SECURED PERSONAL LOAN
Category: Personal Loans  Last Updated September 15, 2025  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
12.99% PA
Comparison Rate
13.33%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw

Product Eligibility

  • Min Age - 18.

Bank Fees and Charges

  • Application Fee (Upfront), Amount: 400.00.
  • Collection Fee (Variable), Amount: 0.00. Additional Information: At cost fee
  • Default Notices (Upfront), Amount: 55.00.
  • Ppsr Registration Fee (Upfront), Amount: 15.00.
  • Ppsr Variation Fee (Upfront), Amount: 10.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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