RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%

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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)

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RESOURCES LIBRARY

PROPERTY REPORTS

RATES FROM 4.79% (5.47%^*)

NAB Personal Loan

With our unsecured personal loans, you can buy a new car, travel overseas, renovate your home, consolidate your debts and more.

Category: Personal Loans Last Updated December 19, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information The rate displayed is the minimum rate for the product. For information on the range of rates, please visit our Personal Loans product page or visit your nearest branch.

Interest Rate
7.00% PA

Comparison Rate
8.05%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

21.00% (21.88%*), FIXED RATE LOAN MAXIMUM RATE, 12mth ... P&I

Lending Rate Type: Fixed
Interest Rate: 21.00%, Comparison Rate 21.88%
Repayment Type: Principal And Interest
Loan Purpose:

Product Features

Redraw

Digital Banking

Extra Repayments

Notifications Additional Information: SMS updates on the progress of their application, as well as SMS reminders when their repayments are due

Product Eligibility

Natural Person

Residency Status - An Australian Or New Zealand Citizen, An Australian Permanent Resident Or Have An Acceptable Temporary Residency Visa.

Min Age - 18. Additional Information: 18 years or older

Other Additional Information: Lending criteria apply

Bank Fees and Charges

Application Fee (Upfront), Amount: 250.00.

Monthly Fee (Periodic), Amount: 15.00.

Limitations & Restrictions (Constraints)

Max Limit of 55000.00 Additional Information: All loans must be in multiples of $100.

Min Limit of 5000.00 Additional Information: All loans must be in multiples of $100.

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