RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  NAB Car Loan

Buy a car with your NAB Car Loan. Apply in minutes with same-day pre-approval and funds within one business day of us agreeing the loan
Category: Personal Loans  Last Updated December 10, 2025  Effective April 29, 2026

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information The rate displayed is the maximum rate for the product. For information on the range of rates, please visit our NAB Car Loan product page.
Interest Rate
6.99% PA
Comparison Rate
8.54%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

  • Insurance
  • Extra Repayments

Product Eligibility

  • Natural Person
  • Residency Status - An Australian Or New Zealand Citizen, An Australian Permanent Resident.
  • Min Age - 21. Additional Information: 21 years or older
  • Other Additional Information: Lending criteria apply

Bank Fees and Charges

  • Application Fee (Upfront), Amount: 350.00.
  • Monthly Fee (Periodic), Amount: 15.00.
  • Late Payment Fee (Event), Amount: 7.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 10000.00
  • Max Limit of 100000.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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