RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Secured Personal Loan

PERSONAL LOAN
Category: Personal Loans  Last Updated March 25, 2026  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Credit eligibility criteria, terms and conditions, fees & charges apply. Comparison rate is based on a secured loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Interest Rate
10.89% PA
Comparison Rate
11.27%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw Additional Information: $0 Redraw Fee
  • Other Additional Information: Early repayments without penalty
  • Other Additional Information: $0 Monthly Fee

Product Eligibility

  • Min Age - 18.
  • Residency Status - Must Be An Australian Citizen Or Permanent Resident.
  • Other Additional Information: Lending criteria, terms and conditions apply

Bank Fees and Charges

  • Personal Loan Establishment Fee (Upfront), Amount: 250.00.

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00
  • Max Limit of 120000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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