Product Library

Better Car Loan

Category: Personal Loans Last Updated October 15, 2025 Effective December 22, 2025

General Lending Rates

Rates listed below are for a FIXED P&I product. Additional Information 50% LVR

Interest Rate
5.99% PA

Comparison Rate
6.40%PA*

Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions..

Product Features

Digital Banking

Npp Enabled

Npp Payid

Redraw

Product Eligibility

Residency Status

Min Age - 18.

Bank Fees and Charges

Personal Credit & Overdraft Package Fee (Upfront), Amount: 195.00. Additional Information: is charged for establishing all personal loans with the exception of Personal Loan Line of Credit

Personal Property Security Register Fee (Payment), Amount: 8.00. Additional Information: Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over)

Limitations & Restrictions (Constraints)

Min Balance of 20000.00

Document Downloads

credit-application-form-car-loans-personal-20loans---credit-cards.pdf (1.5 MB)

fees-and-charges-personal-credit-and-overdraft.pdf (62.9 KB)

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