Product Library

Accelerator Car Loan

Get into your new wheels faster and easier - with a great interest rate and no hidden costs!

Category: Personal Loans Last Updated April 30, 2026 Effective June 22, 2026

General Lending Rates

Rates listed below are for a VARIABLE product. Additional Information Interest is per annum (p.a.). Available for vehicles aged under 5 years. The Comparison rate is calculated on a secured loan amount of $30,000 over a term of 5 years. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Interest Rate
6.74% PA

Comparison Rate
7.05%PA*

Comparison Warning: The comparison rate is calculated on a secured loan of $150,000 with a term of 25 years with monthly principal and interest payments. The comparison rate is true only for examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Fees and Charges apply and are listed below. Your Results: Results are indicative only and may not apply to your borrowing requirements. Results will vary after a consulation.

Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations

Product rates and conditions will vary based on the LVR and other conditions.

Product Features

Other Additional Information: Flexible repayment options give you the ability to make repayments Weekly, Fortnightly, or Monthly.

Other Additional Information: Ability to make extra payments or repay the loan in full early at no cost.

Digital Banking Additional Information: Bank 24/7 wherever you are and whenever you want with RAB mobile and internet banking.

Redraw Additional Information: Redraw is available at no cost enabling you to save for future registration and insurance costs by paying extra to your loan. A minimum redraw amount of $200 applies.

Other Additional Information: No Monthly Service Fees

Product Eligibility

Other Additional Information: As a customer-owned bank, customers must also become a shareholder of Regional Australia Bank to be eligible to open an account.

Other Additional Information: Product is available to approved borrowers only. Terms, conditions, fees, charges and normal lending criteria apply.

Employment Status - Ongoing Employment. Additional Information: Borrowers must demonstrate at least 6 months continuing employment history at the time of application.

Residency Status - Australian Residents. Additional Information: Individuals must be citizens or permanent residents of Australia.

Other Additional Information: Available for cars, motorbikes, caravans, boats and trailers up to 10 years old.

Min Age - 18. Additional Information: Borrowers must be aged 18 years, however, 16 or older can apply with 18 years over adult as co-applicant or guarantor.

Bank Fees and Charges

Approval Fee (Upfront), Amount: 195.00. Additional Information: Applied on approval of your Personal or Car loan, prior to the initial drawdown.

Ppsr Check Fee (Event), Amount: 26.00. Additional Information: Applies when a PPSR check is required.

Monthly Service Fee (Periodic), Amount: 0.00.

Limitations & Restrictions (Constraints)

Min Limit of 5000.00 Additional Information: A minimum loan amount of $5,000 applies to this product.

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