Unsecured Variable Personal Loan

General Lending Rates

Product Variations

Product Features

• Other Additional Information: $0 Exit fee - You're in control with the choice to repay your loan when you want.

• Other Additional Information: Borrow $2K-$50K: Choose a loan amount between $2,000 and $50,000

• Other Additional Information: Loan terms to fit your budget: Set your repayments however you want, with your choice of 1 to 7 year loan terms.

• Other Additional Information: Pay your way: Match your pay day with weekly, fortnightly and monthly repayment options

• Other Additional Information: Funds within 60 minutes: After final approval, accept your online contract and funds will be transferred within the hour if you?re already with us

• Digital Banking Additional Information: Internet banking access : Viewing and tracking your loan is convenient ? it?s all in the one place on the mobile banking app

• Redraw Additional Information: A Redraw facility is available on variable interest rate loans only. Redraw requests are subject to approval. Minimum redraw amount is $500 and a $0 redraw fee applies to each approved request. Other fees and charges may apply

• Extra Repayments Additional Information: The product has EXTRA_REPAYMENTS option available. $0 extra repayments: Pay off your loan faster by making extra repayments free of charge, with a range of repayment options.

• Fraud Protection Additional Information: The product includes FRAUD_PROTECTION features.

• Relationship Management Additional Information: RELATIONSHIP_MANAGEMENT is available for eligible customers.

• Other Additional Information: Internet and Phone banking : Includes the Security, Stopping or altering payments, Scheduled transactions and payments , Other transactions and payments, Faults and service difficulties

Product Eligibility

• Min Age - 18. Additional Information: Be 18 years or older and hold a current Australian driver licence or learner's permit

• Residency Status - Be An Australian Or New Zealand Citizen Or Be An Australian Permanent Resident And Hold An�acceptable Visa.

• Other Additional Information: Be a non-resident or migrant and hold an�acceptable visa with a minimum 1 year before expiry

• Other Additional Information: Have a fixed, verifiable Australian address

• Other Additional Information: Receive a regular, verifiable Australian taxable income

Bank Fees and Charges

• Lending Establishment Fee (Upfront), Amount: 250.00. Additional Information: Lending establishment fee�will be deducted from your loan amount. Please read full terms and conditions & fees and charges before making a decision to apply for a St.George Personal Loan.�

• Monthly Loan Account Fee (Periodic), Amount: 15.00.

• Loan Discharge Fee - Within 12 Months (Exit), Amount: 150.00. Additional Information: Loan discharge fee if you fully repay the loan within the first 12 months

• Loan Discharge Fee - After 12 Months (Exit), Amount: 100.00. Additional Information: Loan discharge fees if you fully repay the loan after the first 12 months and before the end of the loan term

• Redraw Fee (Event), Amount: 0.00.

• Missed Payment Fee (Event), Amount: 15.00. Additional Information: Payable when we send you an arrears letter relating to an overdue amount.

• Bank Cheque Fee (Event), Amount: 10.00.

 Limitations & Restrictions (Constraints)

• Min Limit of 2000.00 Additional Information: The minimum amount financed is $2000

• Max Limit of 50000.00 Additional Information: The maximum amount financed is $50,000

Document Downloads

  stg-personal-loan-terms.pdf (1.5 MB)
  stg-personal-loan-fees-charges.pdf (1.7 MB)
  stg-acceptable-visas-upl.pdf (990.3 KB)