RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  UNSECURED LOAN

UNSECURED LOAN
Category: Personal Loans  Last Updated December 8, 2025  Effective April 29, 2026

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
11.14% PA
Comparison Rate
11.42%PA*
Product rates will vary depending upon your financial position, LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Extra Repayments

Product Eligibility

  • Natural Person
  • Residency Status - Must Be Australian Citizen Or Permanent Resident.

Bank Fees and Charges

  • Personal Loan (Upfront), Amount: 195.00.
  • Arrears Fee (Event), Amount: 10.00.
  • Arrears Fee-arrears Fee Letter 2 (Event), Amount: 25.00.
  • Default Notice (Transaction), Amount: 55.00.
  • Agent Solicitor Collection Costs (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00
  • Max Limit of 30000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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