RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  UNSECURED LOAN

UNSECURED LOAN
Category: Personal Loans  Last Updated December 8, 2025  Effective December 22, 2025

General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
11.14% PA
Comparison Rate
11.42%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Features

  • Redraw
  • Extra Repayments

Product Eligibility

  • Natural Person
  • Residency Status - Must Be Australian Citizen Or Permanent Resident.

Bank Fees and Charges

  • Personal Loan (Upfront), Amount: 195.00.
  • Arrears Fee (Event), Amount: 10.00.
  • Arrears Fee-arrears Fee Letter 2 (Event), Amount: 25.00.
  • Default Notice (Transaction), Amount: 55.00.
  • Agent Solicitor Collection Costs (Variable), Amount: Not Listed..

 Limitations & Restrictions (Constraints)

  • Min Limit of 1000.00
  • Max Limit of 30000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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