Category: Personal Loans Last UpdatedNovember 15, 2025EffectiveDecember 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE product. Additional Information
Interest Rate 7.77% PA
Comparison Rate 8.45%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
Digital BankingAdditional Information:Access your accounts 24/7 with our Mobile App and Online Banking.
Npp EnabledAdditional Information:This product can receive Osko payments in realtime.
OtherAdditional Information:Weekly, fortnightly or monthly repayments options.
RedrawAdditional Information:Limits and fees apply to available Redraw Facility amounts.
Product Eligibility
Min Age - 18.
Residency Status - Australian Resident. Additional Information: This product is only available to members who have a residential address in Australia.
Bank Fees and Charges
Company Search (Upfront), Amount: 50.00.
Title Search (Upfront), Amount: 49.50.
Bank Production (Upfront), Amount: 150.00.
Withdrawal Of Caveat (Upfront), Amount: 100.00.
Asic Lodgement (Upfront), Amount: 50.00.
Bank Cheque (Upfront), Amount: 15.00.
Discharge Of Mortgage (Upfront), Amount: 200.00.
Redraw Fee (Transaction), Amount: 0.00.
Loan Establishment Fee (Upfront), Amount: 100.00.
Limitations & Restrictions (Constraints)
Max Limit of 100000.00 Additional Information: Maximum loan amount is $100,000.
Min Limit of 1000.00 Additional Information: Minimum loan amount is $1,000.