RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
Product Library

  Fixed Term Deposit - Personal

Competitive short term, and long term investments.
Category: Term Deposits  Last Updated April 16, 2026  Effective April 29, 2026

Product Features

  • Other Additional Information: Different terms available; between one month and five years.
  • Other Additional Information: Competitive interest rates offered.
  • Other Additional Information: Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.
  • Other Additional Information: Australian Government Guaranteed for deposits up to $250K.
  • Other Additional Information: Term Deposit certificate issued to keep track of your investment.
  • Other Additional Information: No minimum deposit. For deposits of $500K and over ask for TD rate.
  • Digital Banking Additional Information: Internet Banking (view only) access via abal.online
  • Other Additional Information: Deposits can be made in Australian Dollars and other selected currencies.
  • Other Additional Information: Automatic rollover available.

Product Eligibility

  • Other Additional Information:  Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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