Looking for a dependable yield from your income or hard earned savings? Then a BOQ Specialist fixed term deposit could be an option to consider
Category: Term Deposits Last UpdatedNovember 24, 2025EffectiveDecember 22, 2025
Product Features
OtherAdditional Information:24/7 service with our Client Service Centre
OtherAdditional Information:Flexible terms ranging from 30 days to 5 years
OtherAdditional Information:Flexibility to re-invest, add extra money or withdraw at the end of the term
OtherAdditional Information:Consistently competitive ongoing term deposit interest rates on new funds and rollovers
OtherAdditional Information:No establishment or account keeping fees
Digital BankingAdditional Information:Manage your own term deposit prior to maturity via online banking
Product Eligibility
Residency Status - Resident Or Citizen.
Min Age - 18.
OtherAdditional Information: Exclusively available to medical professionals and accountants
Bank Fees and Charges
Dishonour Fee (Event), Amount: 45.0000. Additional Information: Charged if there is insufficient cleared funds available to cover the value of a direct debit being processed
Bank Audit Certificate (Event), Amount: 30.0000. Additional Information: Charged for each Bank Audit Certificate issued as part of an audit request
Trace Fee (Event), Amount: 20.0000. Additional Information: Charged for each request to perform a trace on any transaction type
Replacement Of Online Banking Security Credential (Event), Amount: 50.0000. Additional Information: Charged for each replacement Online Banking security credential issued
Transaction Fee (international) (Event), Amount: 30.0000. Additional Information: Payable when you transfer money to a Beneficiary with a bank account held at an overseas financial institution or Foreign Currency transfer to an australian financial institution.
Transaction Fee Real Time Gross Settlement (rtgs) - Which Is A Same Day Payment Request (Event), Amount: 30.0000. Additional Information: Payable for each Real Time Gross Settlement (RTGS) transaction
Limitations & Restrictions (Constraints)
Opening Balance of 10000.0000000000 Additional Information: While we have the discretion to determine deposit size, we usually accept a minimum deposit of AUD 10,000.00