RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Fixed Term Deposit - 12 months

A 12 month term deposit available to invest your money and earn a fixed rate of interest
Category: Term Deposits  Last Updated December 10, 2025  Effective December 22, 2025

Product Features

  • Digital Banking Additional Information: Enquiry access only
  • Other Additional Information: If you withdraw all or part of your deposit before maturity, the amount you withdraw early will be subject to a reduced return.
  • Other Additional Information: Minimum term of three months, to a maximum of 24 months.

Product Eligibility

  • Natural Person
  • Other Additional Information: You must become a member. Visit our website for more details.

Bank Fees and Charges

  • Early Withdrawal Int Adj (Variable), Amount: 0.00. Additional Information: Interest rate is reduced when any amount is withdrawn from a Term Deposit before the maturity date.

 Limitations & Restrictions (Constraints)

  • Opening Balance of 100.00
  • Min Balance of 100.00

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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