RBA Cash Rate: 4.35% · 1AUD = 0.71 USD · Inflation: 4.6%  
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Example Interest Rates: Home Loan Variable: 5.24% (5.24%*) • Home Loan Fixed: 5.70% (6.06%*) • Fixed: 5.70% (6.06%*) • Variable: 5.24% (5.24%*) • Investment IO: 5.69% (5.72%*) • Investment PI: 5.49% (5.52%*)
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  Macquarie Term Deposit

A simple, secure investment to help boost your savings with a competitive fixed interest rate.
Category: Term Deposits  Last Updated April 21, 2026  Effective April 29, 2026

Product Features

  • Other Additional Information: A secure investment. Lock in a great rate for a term that suits your needs and investment strategies. Choose how often you receive interest payments for added flexibility.
  • Other Additional Information: Easy account management. View your balance, rate and maturity in the Macquarie Mobile Banking App. Plus, you can update your maturity instructions to reinvest or withdraw funds in the mobile app.
  • Digital Banking Additional Information: A connected, digital experience. Simplify your self-managed super fund (SMSF) accounting, tax returns and end-of-year financial reporting by linking your Macquarie Term Deposit to your Macquarie Cash Management Account (CMA).

Product Eligibility

  • Residency Status Additional Information: Application must be submitted in Australia.
  • Other Additional Information: Term deposit must be funded by Direct Debit.

Bank Fees and Charges

  • Break Fee (Exit), Amount: Not Listed.. Additional Information: The break fee equals 25% of interest accrued on your Term Deposit as at the date of closure and will be deducted from the total interest payable to you.

 Limitations & Restrictions (Constraints)

  • Min Balance of 5000.00 Additional Information: Minimum opening deposit must be equal to or above $5,000.

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Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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