RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Retail Term Deposit

Term Deposit. Enjoy guaranteed returns with ME's Term Deposit. There's no set-up fees and no account-keeping fees.
Category: Term Deposits  Last Updated October 31, 2025  Effective April 1, 2010

Product Features

  • Other Additional Information: Deposits are protected by the Australian Government's Financial Claims Scheme, up to $250,000 per person per authorised deposit taking institution.
  • Other Additional Information: ATM REFUNDS. Use any ATM, anywhere in Australia, and we'll refund your ATM fees usually within 5 minutes.
  • Other Additional Information: KEEP YOUR CASH. Banking with zero monthly account-keeping fees. You earned it, you spend it.
  • Other Additional Information: NO MINIMUM DEPOSIT. It's your money; we won't tell you what to do with it. Say yes to convenience, no to obligations.

Product Eligibility

  • Residency Status - An Australian Citizen, Permanent Resident Or Australian Resident For Tax Purposes.
  • Min Age - 14.
  • Natural Person Additional Information: The account should be used in personal capacity or for personal use. It must not be opened or used for business or trustee purposes

 Limitations & Restrictions (Constraints)

  • Opening Balance of 5000.00
  • Min Balance of 5000.00
  • Max Balance of 2000000.00 Additional Information: Rates are for deposits between $5,000 and $2,000,000. For rates for amounts above $2,000,0000, contact ME on 13 15 63.

Document Downloads

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Download our complimentary 650-page guide on marketing for mortgage brokers. We'll show you exactly how we generate billions in volume for our clients.
Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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