RBA Cash Rate: 4.35% · 1AUD = 0.7 USD · Inflation: 4%  
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Example Interest Rates: Home Loan Variable: 5.80% (5.85%*) • Home Loan Fixed: 6.04% (6.83%*) • Fixed: 6.04% (6.83%*) • Variable: 5.80% (5.85%*) • Investment IO: 6.19% (6.22%*) • Investment PI: 6.04% (5.95%*)
Product Library

  NATIONAL SENIORS TERM DEPOSIT

A term deposit distributed through National Seniors Australia
Category: Term Deposits  Last Updated May 6, 2026  Effective June 22, 2026

Product Features

  • Other Additional Information: No account keeping fee
  • Other Additional Information: A guaranteed rate for a selected period between 1 - 60 months
  • Other Additional Information: If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms and Conditions
  • Notifications Additional Information: We'll send you a written renewal notice before your deposit matures

Product Eligibility

  • Natural Person Additional Information: Available for personal use only
  • Other Additional Information: Only available through National Seniors Australia

Bank Fees and Charges

  • Telegpraphic Transfer Fee (Payment), Amount: 50.00. Additional Information: $AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
  • Rtgs Outward Payment Fee (Transaction), Amount: 20.00. Additional Information: Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

 Limitations & Restrictions (Constraints)

  • Min Balance of 5000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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