RBA Cash Rate: 3.60% · 1AUD = 0.66 USD · Inflation: 2.1%  
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Example Interest Rates: Home Loan Variable: 4.99% (4.99%*) • Home Loan Fixed: 4.79% (5.47%*) • Fixed: 4.79% (5.47%*) • Variable: 4.99% (4.99%*) • Investment IO: 4.99% (5.81%*) • Investment PI: 4.89% (5.26%*)
Product Library

  Online Term Deposit

Competitive fixed interest with the choice of 1 month to 5 year terms.
Category: Term Deposits  Last Updated November 29, 2025  Effective December 22, 2025

Product Features

  • Digital Banking Additional Information: Online and mobile banking.
  • Notifications Additional Information: An alert about future events or notifications.

Product Eligibility

  • Min Age - 18. Additional Information: Each individual owner of an account must be at least 18 years old.
  • Natural Person Additional Information: Available only to Individual account owners or Joint account owners.
  • Residency Status - Each Individual Owner Of An Account Must Be An Australian Tax Resident And Reside In Australia..

Bank Fees and Charges

  • Account Keeping Fee (Periodic), Amount: 0.00.
  • Early Withdrawal Fee (Variable), Amount: Not Listed.. Additional Information: If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that you are suffering financial hardship. Please refer to the Terms and Conditions for details.

 Limitations & Restrictions (Constraints)

  • Min Balance of 1000.00
  • Max Balance of 2000000.00
  • Opening Balance of 1000.00

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Finance Guide, Cropped Top and Bottom
Timezone: E. AUSTRALIA STANDARD TIME · [ CHANGE ]

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